Cheapest Quotes for Dodge Avenger Insurance in Newark

The most effective way to get affordable Dodge Avenger insurance is to compare prices annually from insurance carriers in Newark. You can compare prices by completing these steps.

  1. Try to learn a little about the different coverages in a policy and the steps you can take to prevent expensive coverage. Many risk factors that cause high rates such as at-fault accidents and an imperfect credit rating can be rectified by improving your driving habits or financial responsibility.
  2. Compare rates from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only provide price estimates from a single company like Progressive or Farmers Insurance, while independent agencies can provide prices for a wide range of insurance providers.
  3. Compare the new rate quotes to your current policy to see if cheaper Avenger coverage is available in Newark. If you can save money and make a switch, make sure there is no coverage gap between policies.
  4. Notify your current company to cancel the current policy. Submit a down payment along with a signed application to the new company. As soon as you receive it, keep your new certificate verifying coverage in an accessible location in your vehicle.

A tip to remember is that you’ll want to make sure you compare the same coverage limits and deductibles on every quote and and to get quotes from as many companies as you can. This helps ensure an accurate price comparison and the best rate selection.

Insurance for Dodge AvengerIt’s a known fact that insurance companies don’t want you comparing rates. People who shop around at least once a year are highly likely to switch companies because there is a significant possibility of finding a lower-cost company. A recent survey found that consumers who faithfully checked for cheaper rates saved $3,400 over four years compared to policyholders who never compared prices.

If finding the most affordable car insurance in Newark is your objective, then having an understanding of the best ways to shop for coverages can help you succeed in saving money.

All the larger auto insurance companies provide coverage price quotes on the web. This process is possible for anyone as you just enter the amount of coverage you want into the form. When complete, the quote system makes automated requests for your driving and credit reports and returns a price determined by many factors. This makes comparing rates easy, and it’s absolutely necessary to do this in order to get the cheapest auto insurance rates.

In order to compare rates using this form now, compare rates from the companies below. If you have a policy now, it’s recommended that you enter the coverages just like they are on your policy. This ensures you will receive a rate comparison based on identical coverages.

The auto insurance companies shown below can provide free quotes in New Jersey. If multiple companies are listed, we recommend you visit two to three different companies to get a more complete price comparison.

Coverage statistics and figures

The rate information below outlines different policy rates for Dodge Avenger models. Having insight into how car insurance premiums are determined can be valuable when making smart choices when choosing a car insurance company.

Dodge Avenger Insurance Rates in Newark, NJ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Avenger Express $260 $582 $570 $34 $170 $1,616 $135
Avenger R/T $260 $582 $570 $34 $170 $1,616 $135
Avenger SXT $260 $582 $570 $34 $170 $1,616 $135
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Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and New Jersey minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Estimates do not factor in specific location which can affect rates considerably.

Irresponsible driving raises your rates

The example below illustrates how violations and at-fault claims influence Dodge Avenger insurance premiums for different ages of insureds. Data assumes a married female driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.

Auto insurance rates based on gender

The illustration below illustrates the difference between Dodge Avenger car insurance rates for male and female drivers. The prices are based on no claims or driving citations, comprehensive and collision coverage, $100 deductibles, marital status is single, and no policy discounts are applied.

Why Your Insurance Rates might be higher

Part of the insurance buying process is learning the factors that go into determining insurance rates. If you have some idea of what positively or negatively impacts your premiums, this helps enable you to make changes that could result in big savings. Lots of factors are considered when pricing auto insurance. Some of the criteria are obvious like an MVR report, although some other factors are more transparent such as your marital status or your commute time.

Choosing Avenger insurance is an important decision

Despite the potentially high cost of Dodge Avenger insurance, maintaining insurance may be mandatory for several reasons.

The benefits of having auto insurance are without a doubt worth the cost, specifically if you ever have a liability claim. But the average American driver is currently overpaying as much as $820 a year so you should quote your policy with other companies at every policy renewal to make sure the price is not too high.