Who Has the Cheapest Auto Insurance Quotes for a Nissan Rogue in Newark?

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Nissan Rogue insurance cost
Nissan Rogue insurance cost image courtesy of QuoteInspector.com

Finding the best cheap coverage for a Nissan Rogue relies on a very complex rating algorithm that uses multiple factors such as how many miles you drive each year, whether or not you have prior claims, and if you have a history of accidents. New Jersey drivers will pay on average $1,148 annually for Rogue insurance, but that is an estimation calculated using a 50-year-old single female driver with both comprehensive and collision coverage and $1,000 deductibles.

The issue that arises when projecting rates is that it's very likely that you may not be 50 years old (or even female), you might be married instead of single, and maybe you want higher deductibles. Just a very minor change in the rating criteria used to formulate rates can result in a massive change in the policy cost.

Auto insurance requires individual risk assessment, so the only way to find cheap auto insurance rates for your Nissan is to just compare rates yourself. In just a few minutes you will receive rate quotes from some of the cheapest companies in New Jersey.

View Nissan Rogue Insurance Rates

Your Nissan's trim level will be a contributing factor to price, so the rate you will pay to insure a Rogue S 2WD will be $68 less than the price to insure the higher-end Rogue SL AWD trim level, as demonstrated by the prices below.

Nissan Rogue Insurance Rates in Newark, NJ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $198 $386 $614 $36 $184 $1,418 $118
Rogue S AWD $198 $386 $614 $36 $184 $1,418 $118
Rogue SL 2WD $198 $386 $614 $36 $184 $1,418 $118
Rogue SL AWD $198 $454 $614 $36 $184 $1,486 $124
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Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Jersey minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Premium amounts do not factor in your specific Newark location which can increase or decrease coverage prices considerably.

Choosing the highest-rated car insurance company can be challenging considering how many different insurance companies sell coverage in New Jersey. The ranking information shown next can help you pick which companies you want to consider when buying insurance for a Nissan Rogue.

These rankings are only comprised of companies that write coverage in many states, so smaller companies are not taken into consideration for this list. If you'd like to compare prices and find cheaper insurance for a Nissan Rogue, click this link.

Best Auto Insurance Companies for a Nissan Rogue in New Jersey
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Mercury Insurance 87 96 100 87% A+ 93.4
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
Liberty Mutual 72 91 97 83% A 86.4
AAA Insurance 85 85 88 86% A 85.8
Nationwide 71 90 93 83% A+ 84.9
Allstate 69 92 92 83% A+ 84.4
American Family 77 96 80 85% A 83.8
Esurance 70 80 89 77% A+ 79.2
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Data Source: Insure.com Best Car Insurance Companies

Drive responsibly or pay higher rates

The easiest method to enjoy affordable auto insurance rates in Newark for a Rogue is to be an attentive driver and maintain a clean driving record. The example below demonstrates how speeding tickets and fender-benders raise auto insurance rates for different age groups. The data assumes a single female driver, full physical damage coverage, $1,000 deductibles, and no discounts are applied.

In the prior example, the average cost of a car insurance policy in Newark per year with a clean driving record and no accidents is $2,559. Factor in one speeding ticket and the average cost rises to $2,906, an increase of $347 each year. Then include two accidents along with the one speeding ticket and the annual cost of auto insurance for a Nissan Rogue increases to an average of $6,186. That's an increase of $3,627, or $302 per month, just for not being attentive to the road!

Get discount Newark car insurance rates

Cheaper Newark, NJ auto insurance for a RogueInsurance providers that provide policies for a Nissan Rogue may also offer special discounts that could reduce prices by as much as 40% or more if you meet the requirements. Popular auto insurance companies and a selection of discounts can be read below.

The information below illustrates the comparison of car insurance rates with and without discounts applied to the rates. The information is based on a female driver, a clean driving record, no claims, New Jersey state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with anti-theft, passive restraint, safe-driver, vehicle safety, accident-free, and marriage discounts applied. When these discounts are applied to the policy premium, the average savings per year on auto insurance for a Nissan Rogue is 28% or $759.

Why you should be shopping around

New Jersey auto insurance rates are impacted by many factors that control the price of coverage. Simply improving your credit, having a teenage driver, or getting a ticket for running a stop sign can cause premium changes that can cause some rates to be more affordable than the competition. Not only may your situation change, but insurers change the rates they charge in New Jersey at least once a year in order to be able to pay unexpected claims. Higher than normal claim frequency or severity may result in more expensive prices, while lower claims can produce lower-priced Rogue insurance rates.

For example, the data below shows the company with the cheapest car insurance in Newark, NJ for a 35-year-old female driver with no violations or accidents, and a good credit history. If we estimate prices based on her current risk factors, 21st Century might quote the best car insurance rates in Newark at $1,640 annually. This is $212 less than the average premium paid by New Jersey drivers of $1,852. Travelers, New Jersey Manufacturers, Penn National, and Palisades are the remaining cheapest Newark, NJ auto insurance companies.

Now we will give the driver from the first set of rates a couple of claims, a lower credit rating, and a speeding ticket. Since every car insurance company uses their own formula for determining prices, analyzing rates most likely will result in a slightly different list of the cheapest Newark car insurance companies as shown below.

California Casualty now has the best price on car insurance in Newark with The Hartford, USAA, Mercury, and Travelers now rounding out the top five. This demonstrates why it is crucial to perform an extensive rate comparison to find cheap car insurance quotes for a Nissan Rogue. Prices are influenced by many different factors and can change without notice, so the cheapest company the last time you compared rates may now be one of the higher cost companies.

How to find more affordable auto insurance for a Nissan Rogue

The list below shows some money-saving solutions that can help New Jersey drivers quote low-cost coverage.

That last piece of advice is particularly necessary, as was discussed in this piece. Prices adjust often, so you should be ready to buy from a new company if a more affordable rate is found.

Having a favorite company is great, but it's not a good idea if your bullheadedness ends up costing you a lot of money. If you have a few minutes, now is a great time to shop around and find cheaper car insurance for a Nissan Rogue in Newark.

If you aren't sure which coverage you need and prefer to get some professional input when buying car insurance for a Rogue, the agents listed below can help you make a decision which insurance coverage you need. To locate an agency close to you, click the button link following the list or click here to compare price quotes.

AMC Insurance Inc
Newark, NJ 07106 - Newark, NJ 07106 - (973) 373-3300

Acosta Agency
568 Broadway # B - Newark, NJ 07104 - (973) 482-5898

Abbott/Milano Insurance Agency
9 Frank E Rodgers Blvd S - Harrison, NJ 07029 - (973) 350-9999

Ibiturun Insurance
306 Chestnut St - Newark, NJ 07105 - (973) 344-6203

Monak Insurance
583 Central Ave - Newark, NJ 07107 - (973) 350-7850

View more Newark, NJ insurance agencies