Cheapest Insurance for an Audi A6 in Newark

Insurance rates Audi A6 in NewarkThe best way to get affordable auto insurance rates in Newark is to do an annual price comparison from companies who sell auto insurance in New Jersey. You can compare prices by completing these steps.

An important part of this process is to try to compare the same liability limits and deductibles on every price quote and and to get quotes from as many companies as possible. Doing this helps ensure a fair rate comparison and a complete rate analysis.

Inconceivable but true, a large majority of drivers in New Jersey have bought auto insurance from the same company for over three years, and nearly half have never even shopped around for affordable coverage. Drivers in the U.S. could save almost 46.5% every year, but most undervalue the amount of savings they would get if they switch to a new company.

The most recommended method to compare car insurance rates for Audi A6 insurance in Newark is to take advantage of the fact most of the larger companies participate in a system to provide you with a free rate quote. To get started, all you need to do is spend a couple of minutes providing details including the ages of drivers, whether the vehicles are used for commuting, if you require a SR-22, and how much coverage you want. The data is sent automatically to multiple top-rated companies and you should receive rate quotes with very little delay.

If you wish to get multiple quotes for your Audi A6 now, click here and find out if lower rates are available in Newark.

The companies shown below provide free quotes in New Jersey. To get cheaper car insurance in New Jersey, we recommend you visit as many as you can to get the best price comparison.

Slash your car insurance rates with discounts

Some insurance providers don’t necessarily list all available discounts in an easy-to-find place, so the following list contains some of the more common as well as some of the hidden credits available to you. If you check and find you aren’t receiving every discount you deserve, it’s possible you qualify for a lower rate.Save money with discounts

As a disclaimer on discounts, many deductions do not apply to the overall cost of the policy. A few only apply to the cost of specific coverages such as comp or med pay. So when the math indicates you could get a free car insurance policy, it just doesn’t work that way.

The illustration below shows the difference between Audi A6 car insurance costs with and without discounts applied to the policy premium. The premium estimates are based on a male driver, no accidents or driving violations, New Jersey state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, claim-free, marriage, safe-driver, multi-policy, and homeowner discounts applied.

A list of car insurance companies and some of their more popular discounts are:

Before buying, ask every insurance company which discounts you may be entitled to. Some of the earlier mentioned discounts might not apply in your area. If you would like to see a list of insurance companies who offer car insurance discounts in New Jersey, click this link.

Audi A6 insurance statistics and information

The table shown next outlines different insurance rates for Audi A6 models. Being more informed about how insurance premiums are established is important for drivers to make informed decisions when shopping around for a new policy.


Audi A6 Insurance Rates in Newark, NJ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $244 $502 $452 $26 $136 $1,360 $113
A6 3.2 Premium Plus 4-Dr Sedan $244 $502 $452 $26 $136 $1,360 $113
A6 3.0 Quattro Premium 4-Dr Sedan $244 $502 $452 $26 $136 $1,360 $113
A6 3.0 Quattro Premium Plus 4-Dr Sedan $244 $502 $452 $26 $136 $1,360 $113
A6 3.0 Quattro Premium Station Wagon $244 $502 $384 $22 $114 $1,266 $106
A6 3.0 Quattro Premium Plus Station Wagon $244 $502 $384 $22 $114 $1,266 $106
A6 3.0 Quattro Prestige 4-Dr Sedan $244 $502 $452 $26 $136 $1,360 $113
A6 3.0 Quattro Prestige Station Wagon $244 $502 $384 $22 $114 $1,266 $106
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $268 $560 $452 $26 $136 $1,442 $120
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Prices above based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Jersey minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Rate information does not factor in vehicle location which can lower or raise coverage prices significantly.

Physical damage deductible comparison

One of the more difficult decisions when buying car insurance is where should you set your physical damage deductibles. The figures shown below may help to conceptualize how much more you’ll pay between low and high policy deductibles. The first rate estimation uses a $250 deductible for comp and collision and the second price table uses a $500 deductible.


Audi A6 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $514 $960 $480 $28 $144 $2,151 $179
A6 3.2 Premium Plus 4-Dr Sedan $514 $960 $480 $28 $144 $2,151 $179
A6 3.0 Quattro Premium 4-Dr Sedan $514 $960 $480 $28 $144 $2,151 $179
A6 3.0 Quattro Premium Plus 4-Dr Sedan $514 $960 $480 $28 $144 $2,151 $179
A6 3.0 Quattro Premium Station Wagon $514 $960 $408 $24 $122 $2,053 $171
A6 3.0 Quattro Premium Plus Station Wagon $514 $960 $408 $24 $122 $2,053 $171
A6 3.0 Quattro Prestige 4-Dr Sedan $514 $960 $480 $28 $144 $2,151 $179
A6 3.0 Quattro Prestige Station Wagon $514 $960 $408 $24 $122 $2,053 $171
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $562 $1072 $480 $28 $144 $2,311 $193
Get Your Own Custom Quote Go

Audi A6 insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $418 $774 $480 $28 $144 $1,844 $154
A6 3.2 Premium Plus 4-Dr Sedan $418 $774 $480 $28 $144 $1,844 $154
A6 3.0 Quattro Premium 4-Dr Sedan $418 $774 $480 $28 $144 $1,844 $154
A6 3.0 Quattro Premium Plus 4-Dr Sedan $418 $774 $480 $28 $144 $1,844 $154
A6 3.0 Quattro Premium Station Wagon $418 $774 $408 $24 $122 $1,746 $146
A6 3.0 Quattro Premium Plus Station Wagon $418 $774 $408 $24 $122 $1,746 $146
A6 3.0 Quattro Prestige 4-Dr Sedan $418 $774 $480 $28 $144 $1,844 $154
A6 3.0 Quattro Prestige Station Wagon $418 $774 $408 $24 $122 $1,746 $146
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $458 $864 $480 $28 $144 $1,974 $165
Get Your Own Custom Quote Go

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and New Jersey minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Information does not factor in specific zip code location which can modify auto insurance rates substantially.

We can derive from the above data that using a $250 deductible costs approximately $25 more each month or $300 every year than quoting the higher $500 deductible. Because you would pay $250 more to file a claim with a $500 deductible as compared to a $250 deductible, if you go at a minimum 10 months between claims, you would save money if you opt for a higher deductible.

Insurance rate increases from tickets or accidents

The illustration below highlights how traffic violations and accidents impact Audi A6 car insurance costs for different age categories. The prices are based on a married male driver, comp and collision included, $250 deductibles, and no discounts are applied to the premium.

Audi A6 insurance rates: Men versus women

The chart below shows the difference between Audi A6 annual premium costs for male and female drivers. The rates are based on no claims or violations, comp and collision included, $500 deductibles, single marital status, and no discounts are applied.

Local neighborhood agents and auto insurance

Certain consumers still prefer to talk to a local agent and that is a personal choice. Agents are highly skilled in risk management and help you file claims. One of the great benefits of comparing rates online is the fact that you can find cheap auto insurance quotes and still have a local agent. Buying from and supporting local insurance agents is especially important in Newark.

To find an agent, once you fill out this form (opens in new window), the quote information is immediately sent to companies in Newark who will gladly provide quotes and help you find cheaper coverage. You won’t even need to visit any agencies since rate quotes are delivered directly to your email. In the event you want to quote rates from a specific company, just jump over to their website and fill out the quote form the provide.

When finding local Newark agents, it can be helpful to understand the types of insurance agents and how they differ in how they can insure your vehicles. Newark agents may be either independent (non-exclusive) or exclusive. Both can sell affordable auto insurance policies, but it is important to understand the difference in how they write coverage because it can impact your agent selection.

Independent Auto Insurance Agents

Agents that choose to be independent are not required to write business for one company so they can insure your vehicles with a variety of different insurance companies and find you the best rates. To transfer your coverage to a different company, they simply switch companies in-house and you can keep the same agent.

When comparing rates, you will definitely want to get rate quotes from several independent insurance agents for maximum quote selection. They often place coverage with companies you’ve never heard of that can offer cheaper rates than bigger companies.

Featured below is a list of independent agents in Newark that can possibly get you comparison quotes.

More Newark agents

Exclusive Agencies

Exclusive agents write business for a single company and some examples include Allstate, AAA, Farmers Insurance, and State Farm. Exclusive agents cannot give you multiple price quotes so if the price isn’t competitive there isn’t much they can do. They are well schooled in insurance sales which helps them sell on service rather than price. Some consumers prefer to use the same agent partially due to the brand name and strong financial ratings.

The following is a short list of exclusive agencies in Newark that are able to give comparison quotes.

More Newark agents

Deciding on a insurance agency requires more thought than just a cheap price. Some important questions to ask are:

How Insurance Providers Calculate Audi A6 Insurance Prices

It’s important that you understand some of the things that play a part in calculating your premiums. If you understand what influences your rates, this allows you to make good choices that may result in lower rates. Many things are taken into consideration when quoting car insurance. Some are pretty understandable like an MVR report, but some are less apparent like where you live or your commute time.

Shown below are some of the major factors companies use to determine prices.

Three reasons to insure your A6

Even though it’s not necessarily cheap to insure an Audi in Newark, insurance is mandatory in New Jersey but it also protects more than you think.

The benefits of having insurance more than offset the price you pay, especially with large liability claims. The average driver in New Jersey is overpaying over $865 each year so you should quote rates at every policy renewal to ensure rates are competitive.

Auto insurance company ratings

Choosing the highest-rated auto insurance provider can be a challenge considering how many choices there are in New Jersey. The ranking data in the lists below could help you analyze which providers to look at purchasing coverage from.

Top 10 Newark Car Insurance Companies Ranked by Customer Service

  1. Mercury Insurance
  2. The Hartford
  3. American Family
  4. Progressive
  5. GEICO
  6. USAA
  7. State Farm
  8. Travelers
  9. Farmers Insurance
  10. Allstate

Do the work, save more money

Lower-priced auto insurance in Newark is possible from both online companies as well as from independent agents in Newark, so you need to quote Newark auto insurance with both to have the best chance of lowering rates. Some insurance companies may not offer the ability to get quotes online and most of the time these regional carriers only sell coverage through independent insurance agents.

Drivers leave their current company for any number of reasons including not issuing a premium refund, poor customer service, lack of trust in their agent or even delays in responding to claim requests. Regardless of your reason for switching companies, finding a new company can be pretty painless.

When you buy Newark auto insurance online, it’s very important that you do not reduce needed coverages to save money. There are too many instances where drivers have reduced liability limits or collision coverage only to regret that the savings was not a smart move. Your objective should be to buy enough coverage for the lowest cost, but do not sacrifice coverage to save money.

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